When you are hurt in a car accident, there are a lot of things that run through your mind, but most people aren't focused on suing the other driver or their own insurance company. Unfortunately, because of the way the world works, most people find that they are given far less of a settlement than they deserve, especially if the accident wasn't their fault. I wanted to create a blog all about choosing a better accident and personal injury attorney, so that you can prevent longterm financial ramifications from your accident. I know that a lot of these tips helped me along my journey.
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After you have been involved in a car accident, you need to make sure that you act smart. You need to make sure that you protect yourself and your future interests. Your insurance claim as well as your ability to file a personal injury lawsuit down the line all start at the accident scene.
Always Call the Police
Even if the accident seems minor, you should always call the police. Calling the police is a wise move following an accident. You do not want to be accused of leaving the scene of an accident; in many states, leaving the scene of even a minor accident is a crime. You want the police to know that you reached out to them, even if you have to leave the accident scene before they arrive. If you need to leave for some reason, give the police your contact information.
When you talk to the police, make sure that you stick to the details. Tell them exactly what happened. Make sure that you get the report number for the police report that will be filed, that way you can follow up on the completed police report for the case. Your insurance company is going to want this information and you may need it if you move forward with legal action.
Be Careful with Your Words
You want to make sure that you are careful with your words as you talk to the police and the other driver. The things that you say to the police and the other driver could be used later by the insurance company and in court. That is why after an accident, you need to be careful with your words. When you talk to the other driver, never ever say that you are sorry for the accident or accept responsibility for the accident. It can be difficult to know the case of an accident, even if you think you know what happened. That is what the police and the accident investigation is there for.
Contact Your Insurance Company
You are going to want to loop your insurance company as soon as possible. Your insurance company, depending on the coverage you have, can help you out right away. They can send out a tow truck to pick up your vehicle. They can help you get a rental car. They can help get your case started.
Don't feel pressured to share all of the details of the accident if you are not ready. You can just let your insurance company know that there was an accident to get the ball rolling.
After a car accident, you need to be smart to protect your interests. Always get the police involved, watch your words careful and never accept responsibility for the accident, and loop your insurance company in as soon as possible. If the accident is serious, and you need help negotiating with your insurance company, be sure to retain a personal injury attorney to help you out.
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